Health Insurance

Navigating health insurance and the Affordable Care Act (ACA) can be complex, but the right plan can provide affordable, high-quality coverage for your staff. Our health insurance programs help nonprofits choose the best options based on full-time equivalent (FTE) employees.
Understanding FTEs and Why They Matter

The number of FTEs determines your insurance options under the ACA:

  • Small groups (under 50 employees) are part of a larger insurance pool, ensuring stable rates without individual medical underwriting.
  • Large groups (50+ employees) have different coverage requirements and pricing structures.

Not sure how many FTEs you have? Use this calculator.

Small Business Health Care Tax Credit

Many nonprofits qualify for the Small Business Health Care Tax Credit but don’t realize they are eligible. Gorges & Company specializes in helping organizations determine eligibility and maximize their savings.

For More Information

Maryland Nonprofits partners with Gorges & Company, Inc. to assist members in acquiring health insurance coverage.

To learn more, contact Rob Cannon from Gorges & Company.

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