Cover the defense costs, settlements, and judgments arising out of lawsuits and wrongful act allegations brought against your nonprofit organization. Protect your organization and its leadership with our D&O Liability Insurance Program, offered exclusively to qualified nonprofit members.
D&O Liability Insurance coverage is provided by the Chubb Group of Insurance Companies and sold through Gorges & Company, Inc. This plan has been carefully designed to offer the best features available in the D&O market, ensuring your nonprofit is protected from financial risks associated with governance and employment claims.
Key Benefits of Our D&O Program
- Coverage for Staff, Volunteers, and Committee Members
Many D&O policies only cover directors and officers, leaving employees, volunteers, and committee members unprotected. Our program includes coverage for all individuals working within your organization. - Protection for Your Organization
Unlike many policies that only cover individuals, our plan also includes entity coverage, meaning your nonprofit itself is protected from claims—something not always included in general liability or traditional D&O policies. - Employment Practices Coverage
Employment-related claims, such as discrimination, wrongful termination, and harassment, are among the most common lawsuits faced by nonprofits. Many D&O policies exclude these claims—ours specifically covers them. - Designed for Maryland Nonprofits
Our policy is tailored to align with Maryland’s Charitable Immunity and Volunteer Immunity laws, ensuring seamless compatibility with legal protections available to nonprofits, their boards, staff, and volunteers. We continually monitor legal updates to ensure ongoing compliance.
Affordable Member Pricing
- Rates start at $750 per year for $1 million in coverage with a $1,000 deductible
- Standards for Excellence-certified organizations receive an additional 10% discount
Get a Free Quote Today
For the fastest turnaround, submit a completed Directors’ & Officers’ Liability Insurance Application along with your nonprofit’s financial information (Form 990, audit, or board-approved budget).
Protect your nonprofit and its leadership—secure the coverage you need today.
To learn more, contact Rob Cannon from Gorges & Company.
